IIUC Business Review
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Item Credit Market & Economic Development of Bangladesh: Review, Impact Analysis and Constraints(CRP (International Islamic University Chittagong), 2006-08) Karim, Mohammed Shamsul; Rabbi, YasirSupplv of credit and economic development arc inter related. The evolut ion of credit is more than 9000 rears back. Front the very beginning of history, credit performed different types of function embedded [rom the transferring process of resources to the he/ping the poor to alleviate the povcrtv /('I'cI. There are different I,i('\\'s of credit, which are leveled as old views, monetary views and modern views, While monetarv views preferred restriction on credit for the balanced development of the economy, the modern views have worked to diminish the credit market imperfection for the expected economic development. Because of credit market imperfection, credit was }IOT allocated proportionately in different sectors in Bangladesh, Moreover, the total credit market \I'as not coordinated, Here, micro credit market was remaining out of any kind of surveillance. To overcome (lin' kind of imperjection, appropriate legal system need to be developed in Bangladesh considering the wholestic view of credit, In addition, institutional surveillance for micro credit and access to credit information is essential to overcome the market imperfection ami for the economic development of Bangladesh,Item Government Plans and Programmes for Poverty Alleviation in Rural Bangladesh: A Critical Appraisal((CRP), International Islamic University Chittagong, Bangladesh), 2006-08) Nahar, NurunAlleviation of poverty has been one of the core objectives 0/ the successive Plans 0/ Bangladesh. The growth in GDP during the period of all the plans was much below the target. The plansfailed to have desired impact on growth, income and wealth distribution. Neither the overall growth nor poverty focused sectoral development nor did structural changes, nor institutional reforms (land reform and administrative decentralization) take place after independence in any meaningful way to make a major breakthrough in poverty alleviation. The Government has introduced many programmes for socio-economic upliftment of the rural poor in Bangladesh. However, the poverty situation, despite showing some signs of improvement, is still very acute. The paper highlights the reasons for the less than expected levels of impact of the GOB programmes on poverty and suggests policy measures for future course of action. The micro-credit programmes implemented by government agencies as well as NGOs have some positive impacts in the programme-areas in terms 0/ education, employment, productivity and socio-economic conditions. In this respect, the BRDB's RD-12 programme has been a viable project. Employments in non farm sector and participation of women in the labour force have increased. A comparison between the approaches of GO and NGO programmes in poverty alleviation is given. Nevertheless, in spite of the various interventions over the years, alleviation of poverty remains a major challenge/or Bangladesh.Item Effective Method of Teaching English at the Tertiary Level: A Study in the Context of Bangladesh((CRP), International Islamic University Chittagong, Bangladesh), 2006-08) Yasmin, SelimThis article deals with the teaching learning process of English as a foreign language. In the present world English is the main media of communication. But the present condition of English teaching learning process in the educational institutions of Bangladesh is very poor. So, it has become essential for the Bangladeshis to learn this international language correctly and efficiently. This article is based all personal observation and experience of the author. After discussing the importance of learning English in Bangladesh, the present condition of teaching English in the Tertiary Level and its drawbacks have been pointed out. Different methods of language teaching learning process have also been incorporated in the paper. It was obvious from the study that the Eclectic Approach may be the best approach in teaching English as a foreign language. Some measures have been suggested at the end of the article for making teaching- learning process more effective