IIUC Business Review

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Author: search.filters.author.Ahmmed, MonirStart date: 2010

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    Reasons for the transition of conventional banks to Islamic banking in Bangladesh: Evidence from balance sheets and factor analyses
    (International Islamic University Chittagong, 2022-12) Ahmmed, Monir
    The study aims to answer the research question of why conventional banks are interested in converting into Islamic banks. The study uses some financial and statistical tools for measuring the financial strength of some selected banks in the scenario of before and after conversion and also measures the perceptions of Bankers and Policymakers that lead to the conversion of the bankers by factor analysis covering the Islamic banks of Bangladesh, which were converted from conventional to Islamic in the era of private commercial banks. The study found a statistically significant difference in performance between the pre-conversion and the post-conversion scenarios of the selected banks based on different financial ratios like Profitability Ratios, Liquidity Ratios, Risk and solvency ratios and Efficiency ratios. However, the results have indicated that higher capitalization, lower credit risk, higher profitability, and significant market share from conversion are the main reasons for converting to the Islamic system rather than religious obligations.
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    Security of E-Banking transactions in Bangladesh: Does it need more importance from COVID-19 perspective?
    (International Islamic University Chittagong, 2021-12) Islam, Md. Shahidul; Ahmmed, Monir; Chowdhury, Md. Shahnur Azad
    Electronic banking service has grown in Bangladesh since 2001. Now, it has become most suitable and convenient fund transfer method in COVID-19 pandemic situation. The security risk issue is the most vital in the e-banking fund transfer. A survey was conducted where the risk factors were measured on five-point Likert scale by 200 bankers and customers in the pandemic period through phone and E-mail. After necessary modification and correction of collected data, descriptive statistics, Cronbach’s Alpha, Kolmogorov-Smirnov test, Shapiro-Wilk test, Mann Whitney U test and Kruskal-Wallis H test were conducted in IBM SPSS Statistics 20 and MS Excel 2010to test the hypothesis of the risk factor. Result shows the highest banking transaction risk factor is Account Information Security and lowest banking transaction risk factor is Double Check identity from the perspective of customers. The result also shows that less than 2 years experiences of e-banking are significantly more satisfied than the risk factor of 2 years to 6 years and more than 6 years e-banking experiences
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    Performance Evaluation of ICB Mutual Funds
    (CRP, International Islamic University Chittagong, 2014-06) Hassan, Rizwan; Ahmmed, Monir; Chowdhury, Shahnur Azad
    The study investigates the performance of ICB close end mutual funds listed in the stock exchanges of Bangladesh. We used Sharpe, Trenor and Jensen measures to evaluate the portfolio performance of mutual funds. During the period of study all the mutual funds were performing well through the study ranked the third schemes of ICB Mutual Funds at the top based on almost all criteria. The implication for the investors is that if they are able to devote their fund properly in this scheme they can be able to harvest the best risk return tradeoff.