Department of Economics and Banking

Permanent URI for this collectionhttp://dspace.iiuc.ac.bd/handle/88203/241

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End date: 2019Subject: search.filters.subject.Bangladesh

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    User Perception Of Mobile Banking Adoption: An Integrated Ttf-Utaut Model
    (Journal of Internet Banking and Commerce, 2017-12) Ahmed, Zobayer; Kader, Abdul; RASHID, Harun Ur; Nurunnabi, Mohammad
    This study investigates the factors influencing users’ perception on adoption of mobile banking (mBanking) services in Bangladesh from the understanding of technology perception. Exploratory factor analysis (EFA) has used as an instrument to analyze the data collected from the respondents. The established framework of integrating the task technology fit (TTF) and the unified theory of acceptance and usage of technology (UTAUT) have been applied to examine users' perception and intention in adopting mBanking services. The study shows that the most influencing factor is Social influence (SOI) in adopting mBanking. Besides, Task-technology fit (TTF), Technology characteristics (TEC), Performance expectancy (PEE), Facilitating conditions (FAC), Task characteristics (TAC), and User adoption (USE) have great influence on users’ perception and attitude towards mobile banking services. The findings of this research show a useful understanding to the decision makers to implement and develop mBanking service and help to know how it affects users’ attitude, perceptions and intention. This research provides a highlight to understand the users’ perceptions about the adoption of mBanking in Bangladesh. It emphasizes greatly on the social influence from the users understanding toward adopting mBanking services and new technologies that have been a part of modern life style.
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    Blue Economy of Bangladesh: Opportunities and Challenges for Sustainable Development
    (Advances in Social Sciences Research Journal, Society for Science and Education, United Kingdom, 2018-08-25) Islam, Md. Khairul; Rahaman, Mahbubur; Ahmed, Zobayer
    The blue economy refers to the economic activity based on maritime resources. The paper aims to explore the current scenario of sea resources of Bangladesh. Using secondary data, the study reveals that Bangladesh can accelerate its economic growth through the sustainable use of the sea resources. Moreover, Bangladesh has 710 km long coastline with 200 Nautical Miles of an exclusive economic zone inside the Bay of Bengal. Marine fisheries contribute 19.4% of the total fish production of the country. Besides, the western coastline of Cox’s Bazaar is the longest sea beach in the planet that is visited by on an average, 81% of the international tourists arrive in Bangladesh. However, due to lack of institutional capacity and given the socio-cultural context, the sustainability of the sea resources is now facing critical threats. Apart from studying the present status of sea resources, the paper proposed some way forwards based on existing opportunities and challenges for promoting sustainable development in Bangladesh
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    User Perception of Mobile Banking Adoption: An Integrated Ttf-utaut Model
    (Allied Academies, 2017-12) Ahmed, Zobayer; Kader, Abdul; Rashid, Md. Harun Ur; Nurunnabi, Mohammad
    This study investigates the factors influencing users’ perception on adoption of mobile banking (mBanking) services in Bangladesh from the understanding of technology perception. Exploratory factor analysis (EFA) has used as an instrument to analyze the data collected from the respondents. The established framework of integrating the task technology fit (TTF) and the unified theory of acceptance and usage of technology (UTAUT) have been applied to examine users' perception and intention in adopting mBanking services. The study shows that the most influencing factor is Social influence (SOI) in adopting mBanking. Besides, Task-technology fit (TTF), Technology characteristics (TEC), Performance expectancy (PEE), Facilitating conditions (FAC), Task characteristics (TAC), and User adoption (USE) have great influence on users’ perception and attitude towards mobile banking services. The findings of this research show a useful understanding to the decision makers to implement and develop mBanking service and help to know how it affects users’ attitude, perceptions and intention. This research provides a highlight to understand the users’ perceptions about the adoption of mBanking in Bangladesh. It emphasizes greatly on the social influence from the users understanding toward adopting mBanking services and new technologies that have been a part of modern life style.
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    Islamic Microfinance and Sustainable Development Goals in Bangladesh
    (Centre for Research on Islamic Banking & Finance and Business, 2018) Rashid, Md. Harun Ur; Uddin, Mohammed Jashim; Zobair, Shah Asadullah Mohd.
    The main objective of this study is to explore the Islamic Microfinance Instruments in achieving the Sustainable Development Goals (SDGs) in Bangladesh. The methodology of this study is based on secondary data including existing relevant literature, and annual reports of different financial institutions. The findings of this study show that Islamic microfinance institutions have a broader scope to attain SDGs through their various investment modes.The study categorizes the Islamic microfinance instruments into four broadly parts which are profit and loss sharing financing, non-profit & loss sharing financing, Islamic social enterprise based financing and charity based financing which have a positive effect to the real sector of the sustainable economy that will lead towards achieving SDGs. The Islamic Microfinance institutions are continuing their efforts in attaining SDGs through their various products. With growing the potentiality, Islamic microfinance has both direct and indirect impacts on ensuring economic development, environmental sustainability, and social inclusion by creating employment opportunity, spreading knowledge and skills, making self-dependent, protecting from adverse effects. The paper also tries to put recommendations to reduce the challenges of Islamic microfinance acting as impediments to achieving the SDGs.