Department of Economics and Banking

Permanent URI for this collectionhttp://dspace.iiuc.ac.bd/handle/88203/241

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Author: search.filters.author.Rashid, Md. Harun UrEnd date: 2019

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    User Perception of Mobile Banking Adoption: An Integrated Ttf-utaut Model
    (Allied Academies, 2017-12) Ahmed, Zobayer; Kader, Abdul; Rashid, Md. Harun Ur; Nurunnabi, Mohammad
    This study investigates the factors influencing users’ perception on adoption of mobile banking (mBanking) services in Bangladesh from the understanding of technology perception. Exploratory factor analysis (EFA) has used as an instrument to analyze the data collected from the respondents. The established framework of integrating the task technology fit (TTF) and the unified theory of acceptance and usage of technology (UTAUT) have been applied to examine users' perception and intention in adopting mBanking services. The study shows that the most influencing factor is Social influence (SOI) in adopting mBanking. Besides, Task-technology fit (TTF), Technology characteristics (TEC), Performance expectancy (PEE), Facilitating conditions (FAC), Task characteristics (TAC), and User adoption (USE) have great influence on users’ perception and attitude towards mobile banking services. The findings of this research show a useful understanding to the decision makers to implement and develop mBanking service and help to know how it affects users’ attitude, perceptions and intention. This research provides a highlight to understand the users’ perceptions about the adoption of mBanking in Bangladesh. It emphasizes greatly on the social influence from the users understanding toward adopting mBanking services and new technologies that have been a part of modern life style.
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    Predicting the Stock Market Efficiency in Weak Form: A Study on Dhaka Stock Exchange
    (EconJournals, 2018) Pervez, Masud; Rashid, Md. Harun Ur; Chowdhury, Md. Asad Iqbal; Rahaman, Mahbubur
    This study aims to examine the efficiency of Dhaka Stock Exchange (DSE) in the weak form using random walk model of Efficient Market Hypothesis (EMH) based on daily return series. The study applies both non-parametric (Kolmogorov–Smirnov test with Lilliefors coefficient, run test) and parametric test (autocorrelation test, unit root test and variance ratio test) on DSE general index, DSE broad index (DSEX) and DSE30 index ranging from June 1, 2004, to March 18, 2018. The results of the study show that the normality test and unit root test reject the null hypothesis of randomness while the result of the run test shows that only the share prices of DSE30 index follow the random walk out of three indices. Besides, the return series of DSE broad index show some signs in favour of randomness by autocorrelation test and the returns of DSE general index support the efficiency concerning variance ratio test under both homoscedastic and heteroskedastic assumptions. The overall results of the study show inefficiency of DSE in the weak form which means the investor has a chance to make an abnormal profit predicting the historical data. This study also provides valuable insight to the shareholders, investors, the board of directors and regulatory bodies.
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    Islamic Microfinance and Sustainable Development Goals in Bangladesh
    (Centre for Research on Islamic Banking & Finance and Business, 2018) Rashid, Md. Harun Ur; Uddin, Mohammed Jashim; Zobair, Shah Asadullah Mohd.
    The main objective of this study is to explore the Islamic Microfinance Instruments in achieving the Sustainable Development Goals (SDGs) in Bangladesh. The methodology of this study is based on secondary data including existing relevant literature, and annual reports of different financial institutions. The findings of this study show that Islamic microfinance institutions have a broader scope to attain SDGs through their various investment modes.The study categorizes the Islamic microfinance instruments into four broadly parts which are profit and loss sharing financing, non-profit & loss sharing financing, Islamic social enterprise based financing and charity based financing which have a positive effect to the real sector of the sustainable economy that will lead towards achieving SDGs. The Islamic Microfinance institutions are continuing their efforts in attaining SDGs through their various products. With growing the potentiality, Islamic microfinance has both direct and indirect impacts on ensuring economic development, environmental sustainability, and social inclusion by creating employment opportunity, spreading knowledge and skills, making self-dependent, protecting from adverse effects. The paper also tries to put recommendations to reduce the challenges of Islamic microfinance acting as impediments to achieving the SDGs.