Islam, Md Monirul2018-09-152018-09-152004-12Volume 2; December- 2004,Page 163-170, Article-31813-7733 (Print)2408-8544 (Online)http://dspace.iiuc.ac.bd:8080/xmlui/handle/88203/134Now a days e-commerce and e-payments plays a great role to enhance business policies as well as our life style. I have studied both conventional and Islamic perspective of e-commerce and e-payments procedures. In Islam pay in advance is allowed with certain conditions. So I proposed a method of e-commerce and e-payments which is permissible by Islamic shariah. Muslims also can take the advantages of those modern policies if we can adjust the procedures with the teachings of Islam.enE-commerceE-paymentsArticle