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Author: search.filters.author.Masum, Abdul Kadar Muhammad

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    Mobile Commerce and Mobile Payment: A Study on Islamic Perspective
    (CRP, International Islamic University Chittagong, Bangladesh, 2010-12) Islam, Md. Monirul; Masum, Abdul Kadar Muhammad
    Electronic commerce, very important part of Information and Communication Technologies (ICT), is one of the most common business terms in use in 21st century. Developed countries are more popular because of their rapid growth of ICT, e-commerce and online transaction. But in developing or under develop countries the scenario is different. Technical laggings, dearth of infrastructure, infeasibility of the existing frameworks and people apathy are the main reasons behind this. There are several alternative ways of e-commerce and online transaction. Mobile payment, a way of online transaction, may be beneficial way of payment for developing countries because of its mobile network infrastructure. In this paper, a model of electronic payment system for M-Commerce has been proposed and analyzed the security for the system. This proposal may be suitable for developing countries where mobile phones are available but other e-payment tools like debit and credit cards are not much available. It also identifies what Islam has to say about our current use of M-Commerce and the way Islam can offer guidance for its use in the future. The paper also touches on the conditions and criteria that must be met in order to make an M-Commerce transaction acceptable under Islamic perspective.
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    Information Technology (IT) Ethics in the Light of Islam
    (CRP, International Islamic University Chittagong, Bangladesh, 2012-12) Masum, Abdul Kadar Muhammad; Ullah, Md. Cholem; Azad, Md. Abul Kalam
    Globalization and digital convergence in the emerging knowledge society has raised complex ethical, legal and societal issues. We are faced with complex and difficult questions regarding the freedom of expression, access to information, the right to privacy, intellectual property rights, and cultural diversity. To overcome these issues, it requires qualified and educated IT (Information Technology) beneficiaries professionally and ethically. Professional organizations like ACM, IEEE and ABET have established codes of ethics to help IT professionals, especially end users to understand and manage their ethical responsibilities. Islamic ethics comprise moral principles and guidance that differentiate between right and wrong, which are comprehensive, stable, fair, and historically proved success in building ethically great societies. The estimated 1.5 billion of Muslims should have an effective role in IT related activities and life, which requires them to understand and implement ethics, specially the Islamic ethics in their IT related works. This paper is a roadmap for modeling the IT user principles, which show the main phases for solving such problems. It focuses mainly on adopting a new version of IT user principles based on Islamic ethical values.